What Are Capital Credits?

Member-owned cooperatives like Magnolia Electric are not-for-profit organizations, which are operated for the benefit of their members. Accordingly, if there are revenues in excess of operating costs and expenses, those funds are credited to a member’s capital account based on their patronage. Such funds, which are also called “capital credits,” are the lifeblood that enables cooperatives to satisfy the future growth and power needs of its members.

How Do Members Earn Capital Credits, or How Are They Calculated?
What is Magnolia Electric's History on Returning Capital Credits?
How Much Is Returned To Members?
Why Is It Important To Keep Reserves
Who Makes Decisions Regarding Capital Credits?